Rent vs buy calculator

Lease it, buy it, or take a managed office?

A five-year, like-for-like cash comparison of a conventional lease, buying a commercial floor on a loan, and a fully managed Premisin office.

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A five-year, like-for-like comparison of leasing a bare shell, buying a commercial floor and taking a managed office.

seats
sq.ft.
₹ / sq.ft. / mo
₹ / sq.ft.
₹ / sq.ft.
%
% p.a.
years

Lowest 5-year cost — Buy the floor

₹52,46,138

Net cash outflow over five years, including capex, deposits and running costs. Buying is shown net of estimated resale value.

Conventional lease₹1,08,000 rent/mo + ₹33,60,000 fit-out + ₹6,48,000 deposit
₹1,22,49,218
Buy the floor₹1,22,174 EMI/mo, ₹39,00,000 down, ₹10,92,000 stamp duty
₹52,46,138
Managed office₹1,65,000 / month at Premisin - Kamal Vihar, zero capex
₹1,09,40,750

Assumes 5% annual escalation on rent and managed office, 6% capital appreciation on purchase and 7% stamp duty. Indicative only — not investment advice.

Assumes 5% annual escalation, 6% capital appreciation and 7% stamp duty. Indicative modelling only — not investment or tax advice.

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